Conservative income portfolio

Let’s say you want to get into the market but you don’t have much to invest and you don’t want to lose the money that you do have. You’re a safe investor, not eager to take chances, which means you have a low tolerance for risk.

A typical conversative investor could be a young family who wants to invest in their future. Or, it could be a student just starting out in the market — even a part-time worker. It’s really anyone with only a little available money who would rather see it grow slowly then risk losing their investment. They have time to watch their investment grow.

A typical conservative income portfolio would put an emphasis on income-producing securities for a consistent income (for example, 20% stocks and 80% bonds).