Registered retirement savings plan (RRSP)


An RRSP, or registered retirement savings plan, is a retirement account created by the Canadian government to help you build a nest egg for your future. It allows you to buy, sell, and hold individual stocks, options, mutual funds, ETFs, or gold. However, an RRSP can be your plan for more than just saving. To get the most out of an RRSP, brokerages provide tools for you to actively manage your portfolio. In other words, you can buy, sell, and hold many types of investments.

For more information regarding RRSPs, including taxation and contribution limits, click here.

What can I trade in my RRSP?

You can build a diverse portfolio with stocks, options, ETFs, mutual funds, bonds, exempt market products, and physical gold. Continually monitor and adjust your positions to maximize your gains.